PRIVACY POLICY

HORIZONPAYMENTS.COM & RELATED WEBSITES

Effective Date: January 24, 2017

INFORMATION WE COLLECT AND HOW WE USE IT

We use commercially reasonable efforts to ensure that the collection of personal information is limited to that which is necessary to fulfill the purposes identified below. If we use your information in a manner different than the purpose for which it is collected, then we will ask you for your consent prior to such use.

Sign-up information

If you sign-up to receive updates, news, or newsletters, we ask for and record personal information such as your name and email address. We will send you updates, news, newsletters, and/or contact you to notify you of new releases, or other business related communications. You may opt out of receiving notifications at any time.

Registration Obligations

In consideration of your use of the HORIZON PAYMENTS LLC Sites, you represent that you are of legal age (18-years-old) to form a binding contract and are not a person barred from receiving HORIZON PAYMENTS LLC Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current and complete information about yourself as prompted by the HORIZON PAYMENTS LLC Service’s registration form (the “User Registration”) and (b) maintain and promptly update the Registration Data to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or HORIZON PAYMENTS LLC has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, HORIZON PAYMENTS LLC has the right to suspend or terminate your account and refuse any and all current or future use of the HORIZON PAYMENTS LLC Services (or any portion thereof). HORIZON PAYMENTS LLC is concerned about the safety and privacy of all its users, particularly children.

Submissions

We store and may publicly display your submissions in order to provide the services that we offer. When we display your submissions, we do so together with your account name (first name and last initial). The term “submissions” refers to the information that you submit or post to the HORIZON PAYMENTS LLC Site for public display, such as business ratings, reviews, photos, compliments, and the information that you display as part of your account profile.

Feedback

If you contact us to provide feedback, register a complaint, or ask a question, we will record any personal information and other content that you provide in your communication so that we can effectively respond to your communication.

Personal Messaging

In order to allow you to send and receive personal messages to us or to other users of the HORIZON PAYMENTS LLC website and store, we may record the messages that you send and receive using any of the HORIZON PAYMENTS LLC website’s personal messaging, contact forms or commenting features.

Activity

We record information relating to your use of the HORIZON PAYMENTS LLC Website, such as the searches you undertake, the pages you view, your browser type, IP address, requested URL, referring URL, Global Positioning System (GPS) coordinates, and time-stamp information. We use this type of information to administer the HORIZON PAYMENTS LLC Website and provide the highest possible level of service to you. We also use this information in the aggregate to perform statistical analyses of user behavior and characteristics in order to measure interest in and use of the various areas of the HORIZON PAYMENTS LLC Website. You cannot be identified from this aggregate information.

Cookies

We send cookies to your computer in order to uniquely identify your browser and improve the quality of our service. The term “cookies” refers to small pieces of information that a website sends to your computer’s hard drive while you are viewing the site. We may use both session cookies (which expire once you close your browser) and persistent cookies (which stay on your computer until you delete them). Persistent cookies can be removed by following your browser help file directions. If you choose to disable cookies, some areas of the HORIZON PAYMENTS LLC Website may not work properly or at all.

Enforcement

We may use the information we collect in connection with your use of the HORIZON PAYMENTS LLC Site (including your personal information) in order to investigate, enforce, and apply our Terms of Service and Privacy Policy

Transfer of Information

We may distribute your submissions to third parties, as permitted pursuant to our Terms of Service. The third parties may in turn publicly display or publish your submissions in connection with their own website and media platforms. When we distribute your submissions to third parties, we typically include your account name (but not your personal information unless you include your personal information in your submissions).

We may share your personal information with third parties to provide you with services that we offer through the HORIZON PAYMENTS LLC Site, conduct quality assurance testing, facilitate creation of accounts, provide technical and customer support, or provide specific services, such as synchronization of your contacts with other software applications, in accordance with your instructions. These third parties are required not to use your personal information other than to provide the services requested by you.

We may share your personal information with our parent company, subsidiaries, joint ventures, or other companies under a common control (collectively, “Affiliates”) that we may have now or in the future, in which case we will require them to honor this Privacy Policy. If another company acquires our company or our assets, that company will possess your personal information, and will assume the rights and obligations with respect to that information as described in this Privacy Policy.

We may disclose your personal information to third parties in a good faith belief that such disclosure is reasonably necessary to (a) take action regarding suspected illegal activities; (b) enforce or apply our Terms of Service and Privacy Policy; (c) comply with legal process, such as a search warrant, subpoena, statute, or court order; or (d) protect our rights, reputation, and property, or that of our users, affiliates, or the public. Please note that we are not required to question or contest the validity of any search warrant, subpoena or other similar governmental request that we receive.

We may disclose information in the aggregate to third parties relating to user behavior in connection with actual or prospective business relationship with those third parties, such as advertisers and content distributors. For example, we may disclose the number of users that have been exposed to, or clicked on, advertising banners.

We may use third party advertising companies to serve ads when you visit the HORIZON PAYMENTS LLC Site. These companies may use information (not including your name, address, email address, or telephone number) about your visits to this and other website in order to provide advertisements about goods and services of interest to you. If you would like more information about this practice and to know your choices about not having this information used by these companies, click here.

Others’ Information

You may choose to provide us with another person’s e-mail address so that person may be invited to create an account on this website, or attend a HORIZON PAYMENTS LLC event. We use this information to contact and, if necessary, remind that person about the invitation. By providing us with another person’s e-mail address, you represent to us that you have obtained the consent of the person concerned as regards such disclosure to us of their personal information. All invitees are provided with the option not to receive further invitations. We may disclose such information if required to do so in order to comply with legal process, as described above.

Links

The HORIZON PAYMENTS LLC Website may contain links to third party websites to which we have no affiliation, including but not limited to social media websites. Except as set forth herein, we do not share your personal information with those third parties, and are not responsible for their privacy practices. We suggest you read the privacy policies on all such third party website.

Controlling Your Personal Data

To the extent you include any personal information in your submissions, third parties may be able to identify you, associate you with your user account, and contact you. Third parties can also associate you with your user account using various lookup features which may exist from time to time on The HORIZON PAYMENTS LLC Site, but only if the third party already knows your full name and you include information in your submission that allows the third party to distinguish you from other users who might share the same full name. Please do not include information in your submissions that you expect to keep private. In addition, you can reduce the risk of being personally identified by choosing a fictitious account name, though doing so could detract from the credibility of your submissions.

Please also note that any personal messages or comments or replies you send or receive using the HORIZON PAYMENTS LLC Site’s messaging or commenting features are only private to the extent that you and the sender/recipient keep them private. For example, we do not have any control over whether a recipient of one of your personal messages publicly posts the contents of such a message.

Security

Your account is password protected. We use industry standard measures to protect the personal information that is stored in our database, and all purchases are processed through fully PCI compliant secure technology. We limit the access to your personal information to those employees and contractors who need access to perform their job function, such as our customer service personnel. If you have any questions about the security on the HORIZON PAYMENTS LLC Site, please CONTACT US at info@horizonpayments.com. Although we take appropriate measures to safeguard against unauthorized disclosures of information, we cannot assure you that your personal information will never be disclosed in a manner that is inconsistent with this Privacy Policy.

You hereby acknowledge that HORIZON PAYMENTS LLC is not responsible for any intercepted information sent via the Internet, and you hereby release us from any and all claims arising out of or related to the use of intercepted information in any unauthorized manner.

E-mails and Opt-out

You may opt-out of receiving personal messages. In addition, you may opt-out of receiving notifications from us at any time by notifying us through our CONTACT US at info@horizonpayments.com, or in the case of emails by following the unsubscribe instructions in each email. Despite your indicated email preferences, we may send you notices of any updates to our Terms of Use or Privacy Policy, or for business purposes relating to any activities or purchases you may have conducted on the Site.

Terms and Modifications to this Privacy Policy. We may modify this Privacy Policy at any time, and we will post any new versions on this page. If we make any material changes in the way we use your personal information, we will notify you by sending an email to the last e-mail address you provided to us and/or by prominently posting notice of the changes on our website. Any such changes will be effective upon the earlier of thirty (30) calendar days following our dispatch of an email notice to you or thirty (30) calendar days following our posting of notice of the changes on our website. These changes will be effective immediately for new users of the HORIZON PAYMENTS LLC Site. Please note that at all times you are responsible for updating your personal information to provide us with your most current email address. In the event that the last email you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the email containing such notice will nonetheless constitute effective notice of the changes described in the notice. In any event, changes to this Privacy Policy may affect our use of personal information that you provided us prior to our notification to you of the changes. If you do not wish to permit changes in our use of your personal information, you must notify us prior to the effective date of the changes that you wish to deactivate your account with us. Continued use of the HORIZON PAYMENTS LLC Site following notice of such changes shall indicate your acknowledgement of such changes and agreement to be bound by the terms and conditions of such changes.

Dispute Resolution

If you believe that HORIZON PAYMENTS LLC has not adhered to this Privacy Policy you may CONTACT US at info@horizonpayments.com. In your message, please describe in as much detail as possible ways in which you believe the Privacy Policy has not been complied with. We will investigate your complaint promptly.

Contacting the Website and Access to Your Personal Information

Upon written request, subject to certain exceptions, HORIZON PAYMENTS LLC will inform you of the existence, use, and disclosure of your personal information and will give you access to that information. Access requests should be sent to our Privacy Officer, using the contact information above. When requesting access to your personal information, we may request specific information from you to enable us to confirm your identity and right to access, as well as to search for and provide the personal information that we hold about you. We may charge you a fee to access your personal information to cover our costs; however, we will advise you of any fee in advance, which will be no more than any maximum fee prescribed by law.

California Privacy Rights

Beginning on January 1, 2005, California Civil Code Section 1798.83 permits our customers who are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes. Please note that HORIZON PAYMENTS LLC does not intend to allow third parties to direct market to our customers directly, but we reserve the right to do so. Should you have any questions in this regard, please CONTACT US at info@horizonpayments.com.

If you have any questions about this Privacy Policy, the privacy practices of this website, or if you want to exercise any of the rights that you are given under this Privacy Policy, you can CONTACT US at info@horizonpayments.com.

This privacy policy applies to your use of the HORIZON PAYMENTS LLC websites, horizonpayments.com and related websites, but not does apply to any third party site that may be linked to this website, or any relationships you may have with any business listed or mentioned on the HORIZON PAYMENTS LLC website.

The terms “we”, “us”, and “HORIZON PAYMENTS LLC” refer to HORIZON PAYMENTS LLC. The terms “you” and “your” refer to you, as a user of the HORIZON PAYMENTS LLC Site. The term “personal information” means information that you provide to us which personally identifies you to be contacted or identified, such as your name, phone number, email address, and any other data that is tied to such information.

BY USING THE HORIZON PAYMENTS LLC WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS OF THIS PRIVACY POLICY. IN ADDITION, WHEN USING PARTICULAR HORIZON PAYMENTS LLC OWNED OR OPERATED SERVICES, YOU SHALL BE SUBJECT TO ANY POSTED GUIDELINES OR RULES APPLICABLE TO SUCH SERVICES, WHICH MAY BE POSTED AND MODIFIED FROM TIME TO TIME. ALL GUIDELINES OR RULES (INCLUDING BUT NOT LIMITED TO OUR SPAM POLICY ARE HEREBY INCORPORATED BY REFERENCE INTO THE TERMS OF SERVICES. HORIZON PAYMENTS LLC MAY ALSO OFFER OTHER SERVICES THAT ARE GOVERNED BY DIFFERENT TERMS OF SERVICE.

IF YOU DO NOT AGREE WITH THESE TERMS, PLEASE DO NOT USE THE HORIZON PAYMENTS LLC WEBSITE.